i might be alone here but i loved the tactical system from the last champ man mainly because you could set players to feed other players and control how those players received it. it helped to set my tactics up exactly the way i would envision it.
Re: not having the required funds to sign players on 48 month fee's
from what i've noticed it seems that it only turns you down if you don't have the required wage budget and transfer butget to cover the signing on and agent fee