Sorry to hijack the thread but haven't found any other San Marino threads this year. Have you noticed any issues with CL games being scheduled during international breaks?
You usually only get bonus money in January if you're performing well in the league. The £45m you would have got is still in the clubs coffers and you'll probably get that plus more to reinvest in the squad in the summer.
I've been waiting for this, I tried last year and got to about 2024 before getting bored of dominating Europe without any decent prospects coming through the academy.
Have you got the SM domestic leagues loaded?
If a defender's playing noticeably bad (sub 5.5) I'll pull him off as early as 30 minutes.
Otherwise:
45 minutes if it's a won game (3/4-0 up) and I want youth on/cup game.
60 minutes if it's a tactical switch to influence the game.