For the first and second year I had the base team plus some loans basically, for the third year I was able to put together a much better team. I really enjoy how the team plays with this tactic.
I think you have a big thing with your Test12 tactic, I've steamrolled every game since I've been using it. even against a team 2 divisions higher. I'm going to keep testing but I think you have something with a lot of potential. congratulations.
This tactic for FM22 is simply cheating. I've used it with 4 teams and you just win every game. reached the FA semi-final with Portsmouth in the first season having won against 3 Premier league teams without issue.