XP
1. Open up any folder on your machine. Go Tools > Folder Options > View Tab and tick 'Show hidden files and folders'
2. Go here
C:\Documents and Settings\<User Name>\Application Data\Sports Interactive\Football Manager 2009
and delete the settings folder
VISTA
A.
Close all programs...
The most helpful thing I found was keep asking for a parent club until you are offered someone like Man U or Arsenal. I got a few Arsenal reserves on loan and they are quality in the conference leagues :)