Perhaps someone can clarify something I've been wondering about for several versions of FM.
Me and my brother tend to play a hot-seat Dutch league, where I play SC Heerenveen and he plays Feyenoord. For the past few years, Feyenoord has had considerable debts IRL, which is refleced in the game...
I'm inclined to agree. In the 11.1 patch, this tactic (with a few minor modifications) proved the best by far for my team. Won the Dutch league twice in my first three seasons with SC Heerenveen, the Dutch cup once, and was about to make it through the group face of the CL in my fourth. Truly...