I can totally relate, + I don't even know anymore which tactic to use because I'm not sure if these tactics here on this site work only for public beta or normal version of the game. I have too many 1-0, 2-1 wins, 0-0 draws and 0-1 losses with any kind of tactic, it's frustrating...
When I start a new game with any club, while having enabled editor data for license fixes and transfer update downloaded from sortitoutsi.net, somehow I do not have any transfer funds available. Does anyone know is that a bug or something else? I also tried to start a new game without any editor...