sell bilyaletdinov and anichebe, easy money for two not so good on fm players.
i recommend maybe loaning in john fleck from rangers, and definitely sorting out the striking department. with monthly installments you should be able to get lukaku first season no problem.
I have had a few successful saves with Everton, sell Bilyelitidinov, Heitinga and Hibbert. Bring in Marica, Verratti and Hradecky, or players along those lines.