Ramsey is 4.5 potential for me. He does deserve a bump up in dribbling, composure, and finishing. While he turns into a world class player, it takes him 2/3 years of good game-time to get there. He is, in real life right now, one of the best central midfielders in the PL, his stats dont reflect that.
I think Gibbs is accurate, Jenkinson is a tad underrated, even if his crossing in game is a bit overrated.
The game doesnt deal with Theo particularly well if you ask me, guys like Nathan Dyer, Andros Townsend, guys with pace but lack a bit of technical class.
Its also been difficult for me to replicate the fluidity of the front 6 for arsenal, because IRL those guys move all over the place the whole game.