Everyone is broke in FM24 after 20 years

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sipos

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I'm in the 43/44 season now and managed in the Bundesliga, Premier League and Serie A so far. It seems like everywhere I look, clubs are broken and don't even care about removing their 200MM+ debt. Liverpool, Arsenal, Chelsea, the Manchesters. Milan, Lazio. Bayern. Dortmund. Everyone is a Champions League regular, but massively in debt. RB Leipzig stand out as the have their tycoon.

This seems different to last year, where I joined Bayern in the early 2040s and was able to spend close to 300M on transfers for a couple of transfer windows, but still didn't end up in the negative.
https://xender.vip/
Is this just me or does FM24 lack financial responsibility?
 
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