I have a sneaking suspicion they'll need to invent a new size of font for the amount of 'FUUUUUUUUUUUUUUUUUUU-' I'm going to post on this forum when FM12 comes out.
True, though it's harder to find quality players for the higher leagues floating around on frees. The likes of Hargreaves should be available though, which helps.
Yeah true-even loans would be tricky with the fees involved. Still-shall be busting a nut to get Owen. He's quality in the game (and have a major soft spot for him IRL-he is just quality) and ends up being an excellent coach/assistant manager. Him and Neville together in the coaching staff will be ideal.