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Why cant i sign a player who is on loan?

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sorry if there is already a thread about this as i couldnt find it :(
but i cant put a bid in for a player who is on loan from him original team why?
 
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Most common reason for this is the player being on a loan with a future fee clause.

And only reason I can think of, actually.
 
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Or the club has paid a fee for the loan?
In that case I think you can make a bid, you only get him when his loan deal ends.

However usually when there's a up front fee there is also a future fee, but I still think it's the future fee that determines this.
 
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