Don't think it happens randomly, but in my Newcastle save (see my story if you like) I had to go through a transfer embargo. It was only a few weeks long though during the takeover talks.Out of interest, does this mean that other clubs (maybe even the one you're playing) could have a transfer embargo punishment handed to them randomly during the course of the game? That would be pretty cool!
Yes I know about that.The embargo doesn't start when you start a new game, it's from 2/2 2010 or something similar. Just like in real life