Installments when buying, lump sum when selling. Up to a point of course, I don't like to use too many installments as it wrecks your finances long term if you do.
Both have their uses. Upfront gives you peace of mind knowing that you wont have to pay anymore in the future or you are not too sure about your financial stability. Paying via installments means you can get more out of your budget, but do so with caution. If you overspend using installments the long term effects can be disastrous.
I always buy using lump sums as I prefer keeping my finances safe as then I dont have to worry about anything if my finaces are in the red in the future and stuff
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