Before anyone jumps into personal insults. I'm only stating what I'm seeing.
In real life you sometimes get the team who are not playing well at all, eventually (luckily) winning the match. Chelsea vs. Bayern. I'm sure Chelsea would of had the lower match rating that match.
That doesn't happen on FM due the "Match Rating" who ever has the match rating will win/draw the match.
Wrong.
The only issue here is that you dont seem to understand how the ratings are calculated. You're not even looking at the player ratings themselves to distinguish