Sorry boys, it's been a hectic few days, I've not been able to get near the computer. I'll try get an update up as soon as I can.
As for finances, everyone was given an initial ?50million, but ?0 transfer budget, and I disabled first window budgets. Theortically, the boards might decide to be lenient at January and splash the cash. As for other income, it's gained every game, ie for every win, your team is awarded ?3million, ?1million for every draw. This way it's relative to points, but saves having to wait till the end of the season and is frankly just much less complicated for me.