3) It has been a con for many FM's, many years in a row. It's been bugging me for a long time and with every game I hope they fix this but it never feels any different.
Agreed.
The transfer discrepancies are pretty much the only issue I have with FM.
A few, very common examples;
-AI offers for one of my players, offer is less than half their market value.
-I offer for AI player, AI demands massively over their market value despite the player being in bad form or not playing regularly.
-I have a decent young player in fantastic form. AI offer less than half his value, which I reject which unsettles the player.
-AI has a decent young player that has not played a game in 2 years. Won't loan him out and won't sell him for less than 20x his £ value
-I have a player that is decent, but I don't need anymore. Offer for free, for loan with no fee or for very cheap. No interest. At all.
-I have an offer for a player rejected, repeatedly. Week or so later, that player signs for an AI team for half what I had rejected.
-I see players move to other clubs for x value. In other saves I make that offer for the same player, rejected and AI demand 4-5 times more in value for the same player.
-Nigh impossible to sign rival players that aren't playing for anything like reasonable money.
Love the game but transfers need some work.